Prosecutors allege that 62-year-old Danny O'Guin exploited his position as leader of the Parker Road Baptist Church to solicit loans from church members, telling them the money was to repair properties he owned out-of-state.
He also reportedly told parishioners to "keep quiet" about the loans.
When some people asked about getting their money back, officials say O'Guin would borrow money from another church member to pay it off or issue checks that had "mistakes" on them and couldn't be cashed.
If convicted of mail fraud, O'Guin faces up to 80 years in federal prison.
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